There are many financial products available, and selecting among them depends on a client’s individual circumstances, objectives, and preferences. As part of NCAM’s investment advisory services, general information regarding various financial products may be discussed in connection with a client’s investment portfolio.
Any such discussions are based on information provided by the client and are intended for informational purposes only. NCAM does not recommend or endorse any specific product outside the scope of its investment advisory services, and clients are under no obligation to implement any suggestions discussed.
Financial products that may be referenced include, but are not limited to:
- Employer-sponsored retirement plans (e.g., 401(k) plans) and Individual Retirement Accounts (IRAs)
- 529 education savings plans
- Annuities
- Mutual funds
- Certificates of Deposit (CDs)
- U.S. Treasury securities
- Group retirement and savings plans
- Simplified Employee Pension (SEP) plans
- Qualified retirement plans
- Other employer-sponsored retirement arrangements
- Life insurance
- Long-term care, disability, and critical illness coverage
- Health insurance and group benefit programs
